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Being found guilty of a traffic ticket in California can make your insurance costs climb higher. Your driving history acts like a roadmap for insurers to decide the bill for your car coverage. So, it makes total sense to contest any ticket that seems unfair, as entries in your driving record could lead to pricier premiums. Luckily, there are methods to achieve a better solution for your traffic tickets with the help of skilled California traffic lawyers who support you.
It should be noted that not every traffic offense will drive up insurance premiums. Smaller violations such as parking tickets and fix-it tickets may not actually affect your insurance rates at all. On the other hand, violations such as speeding, DUIs and reckless driving can lead to a profound increase on your insurance rates. As a rule of thumb, the more points you rack up on your driving record, the higher your insurance rates will be.
Between auto insurance policy renewals, your insurance company will analyze your driving record to adjust your rates. Thus, you may not notice an increase of your auto insurance premium until your next policy renewal.
The length of time a moving traffic violation will raise your auto insurance rates will depend on the severity of the offense. Your insurance agency will continually check your driving record, so every violation that continues to stay on your record will continue to affect your auto insurance rates.
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